Before we talk floor plans, we ask one question: where is this home going? Three common answers, three very different paths.
You own the land
You can pursue a land-home loan, which is usually the lowest rate and the longest term available. Expect a site check for access, slope and utilities.
You are renting a park space
That is a chattel loan, home only. Rates run higher and terms shorter, but the approval is faster and the site work is simpler.
Family land
Very common here, and workable, but the lender needs to see the ownership and, often, a recorded agreement. Start that paperwork early; it is the piece that delays closings.
Not sure which one you are? Call us and we will walk it through in five minutes.