OUR FINANCING OPTIONS INCLUDE
Land & Home
No Down Payment
Bank, Land, & Home Foreclosures
Loan Pre-Qualification Form
Please complete the form and a representative from Sanders will reach out to you shortly with your pre-qualification status.
Financing Your New Home
Sanders has a dedicated and knowledgeable staff to help you navigate through all of the decisions that come with a home purchase. There are many financing options available and we are here to make it as simple as possible for you.
Here are a few of the options that we have available:
Home Only - This is a loan only on the home. A minimum down payment of 5% is required, however, higher credit scores may qualify for no money down.
Land Plus or Land as Down Payment - This option allows you to use your land as the down payment instead of money out of your pocket.
Land Home Loan - This loan allows you to purchase the home, land, and land developing (clearing, septic/sewer, utilities, etc.) all at one time.
Equity Program - This option does not require a minimum credit score and is available to all buyers. Down payment may be higher than other programs.
Buy-For Loan - This option allows a relative or friend to purchase the home for another individual. This loan is typically used if the occupant of the home has poor credit or is not working.
Co-Signer - This options helps an individual or couple qualify for a loan if they have limited or not credit history.
Secondary Residence Loan - This option is for vacation homes or other non-primary residences. Down payments are typically higher than other programs.
Pre-Owned Home Loan - This option allows the buyer to purchase a pre-owned home with conventional financing.
Bank Foreclosure - This option allows a buyer to purchase a foreclosed home. Foreclosed homes may be sold as the home only or as the home & land together.