We Can Help You

We offer a wide range of financing options that will make your dream of home ownership a reality.  All of our loans are simple interest loans with no penalty for early payment.  Additionally, there are several options available for customers with past or present unfavorable credit.

Sanders_secondlogo-01.png

OUR FINANCING OPTIONS INCLUDE

Home Only

Land & Home

No Down Payment

Bank Repo

Bank, Land, & Home Foreclosures

Equity Programs

Pre-Owned Homes

Secondary Residence

Loan Pre-Qualification Form 

Please complete the form and a representative from Sanders will reach out to you shortly with your pre-qualification status.

Financing Your New Home

Sanders has a dedicated and knowledgeable staff to help you navigate through all of the decisions that come with a home purchase. There are many financing options available and we are here to make it as simple as possible for you.

Here are a few of the options that we have available:

  • Home Only - This is a loan only on the home. A minimum down payment of 5% is required, however, higher credit scores may qualify for no money down.

  • Land Plus or Land as Down Payment - This option allows you to use your land as the down payment instead of money out of your pocket.

  • Land Home Loan - This loan allows you to purchase the home, land, and land developing (clearing, septic/sewer, utilities, etc.) all at one time. 

  • Equity Program - This option does not require a minimum credit score and is available to all buyers. Down payment may be higher than other programs.

  • Buy-For Loan - This option allows a relative or friend to purchase the home for another individual. This loan is typically used if the occupant of the home has poor credit or is not working.

  • Co-Signer - This options helps an individual or couple qualify for a loan if they have limited or not credit history.

  • Secondary Residence Loan - This option is for vacation homes or other non-primary residences. Down payments are typically higher than other programs.

  • Pre-Owned Home Loan - This option allows the buyer to purchase a pre-owned home with conventional financing.

  • Bank Foreclosure - This option allows a buyer to purchase a foreclosed home. Foreclosed homes may be sold as the home only or as the home & land together.  

 

MEET OUR TEAM